Can you purchase car insurance w/out owning a vehicle?

Pattie Vold: I might suggest you to try this website where you can compare rates from the best companies: http://insurancetocompare.info/index.html?src=1YAh...RE :Can you purchase car insurance w/out owning a vehicle?I'm going on vacation and want to rent a car at the airport. I have a car but it's under my parents name and insurance. I am wondering if I can buy insurance for my rental car from an insurance agency instead of through the rental car company.Update: I know I can get insurance from the car rental company, but I don't want to get it from them because they usually have hidden clauses that you would not normally get from a regular insurance company. I just want to know if I can get insurance from another company for the rental w/out owning a vehicle? Does that make sense?Follow 5 answers...Show more

Bud Espenshade: Oh don't worry. They will ask you to buy insurance during the car rental. Then they will ask you again. Then they will tell you what ! a good idea it is to have insurance on the car......

Dick Maisenbacher: i dont think so, but y would u wanna do that? when they just offer it to you when u get the rental

Len Dalba: Remember, car insurance insures the car, not the driver. With that said, most policies will extend coverage to those drivers covered by the policy when they rent a vehicle. Read your policy carefully to see if you are covered. I suspect not, since this extension of coverage to rentals applies only for the primary driver(s), e.g. husband/wife/parents and not children/offspring.So your only bet is to accept the waiver(what people call insurance) from the rental company. Also, keep in mind some specialty insurance policies, like traveler's insurance may cover you if your renting the car for vacation purposes, but you'll have to ask around....Show more

Clementina Collelo: I know I can get insurance from the car rental company, but I don't want to get it from them because they usua! lly have hidden clauses that you would not normally get from a! regular insurance company. I just want to know if I can get insurance from another company for the rental w/out owning a vehicle? Does that make sense?